:root {
  --bg: #f7f6f3;
  --surface: #ffffff;
  --ink: #142231;
  --muted: #5d6873;
  --navy: #1c2c3c;
  --green: #2f7656;
  --line: #e4ded4;
  --soft: #eef4ef;
  --clay: #8a6652;
  --shadow: 0 18px 45px rgba(20, 34, 49, .08);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html, body { margin: 0; min-height: 100%; background: var(--bg); color: var(--ink); }
body { line-height: 1.62; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; height: auto; }
button, input, select, textarea { font: inherit; }
.skip { position: absolute; left: -999px; top: 10px; background: #fff; padding: 10px 12px; border-radius: 10px; z-index: 20; }
.skip:focus { left: 10px; }
.site { min-height: 74px; position: sticky; top: 0; z-index: 10; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 16px 24px; background: rgba(255,255,255,.94); border-bottom: 1px solid var(--line); backdrop-filter: blur(12px); }
.brand { color: var(--navy); font-weight: 900; font-size: 20px; }
.primary { display: flex; gap: 17px; align-items: center; }
.primary a { font-weight: 800; font-size: 14px; color: #263545; }
.menu-toggle { display: none; border: 1px solid var(--line); border-radius: 10px; background: #fff; color: var(--navy); padding: 9px 12px; font-weight: 900; }
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 900px; margin: 0 auto; padding: 0 24px; }
.hero { padding: clamp(54px, 8vw, 96px) 0 42px; background: linear-gradient(180deg, #fff 0%, #f7f6f3 100%); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.02fr) minmax(360px, .98fr); gap: 34px; align-items: center; }
.eyebrow { margin: 0 0 10px; color: var(--green); font-size: 12px; font-weight: 950; letter-spacing: .13em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1 { color: var(--navy); font-size: clamp(38px, 6vw, 68px); line-height: 1.02; letter-spacing: 0; margin-bottom: 16px; text-wrap: balance; }
h2 { color: var(--navy); font-size: clamp(28px, 4vw, 44px); line-height: 1.1; letter-spacing: 0; margin-bottom: 14px; text-wrap: balance; }
h3 { color: var(--navy); line-height: 1.18; margin-bottom: 8px; }
.lead { color: #3d4854; font-size: clamp(17px, 2vw, 21px); max-width: 760px; }
.hero-media { border-radius: 18px; overflow: hidden; border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow); }
.hero-media img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.hero-card { padding: 20px; background: #fff; }
.hero-card strong { display: block; color: var(--navy); margin-bottom: 6px; }
.hero-card p { color: var(--muted); margin: 0; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 22px; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; border: 0; border-radius: 12px; padding: 0 18px; background: var(--navy); color: #fff; font-weight: 900; cursor: pointer; box-shadow: 0 12px 24px rgba(28,44,60,.14); }
.btn.ghost { background: #fff; color: var(--navy); border: 1px solid var(--line); box-shadow: none; }
.section { padding: 70px 0; }
.band { background: #fff; border-block: 1px solid var(--line); }
.section-sub { max-width: 840px; color: var(--muted); font-size: 16px; }
.center { text-align: center; }
.center .section-sub { margin-left: auto; margin-right: auto; }
.grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 24px; }
.grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card, .tool, .comparison, .faq-item { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 20px; box-shadow: 0 12px 30px rgba(20,34,49,.05); }
.card p, .tool p, .comparison p, .faq-item p { color: var(--muted); margin-bottom: 0; }
.card ul, .comparison ul { margin: 12px 0 0; padding-left: 19px; color: var(--muted); }
.tool-shell { display: grid; grid-template-columns: minmax(320px, .86fr) minmax(0, 1.14fr); gap: 18px; align-items: start; margin-top: 24px; }
.tool-form, .tool-output { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 20px; box-shadow: var(--shadow); }
.tool-form { display: grid; gap: 12px; }
label { display: grid; gap: 6px; color: var(--navy); font-weight: 850; font-size: 13px; }
input, select, textarea { width: 100%; border: 1px solid var(--line); border-radius: 11px; background: #fff; color: var(--ink); padding: 12px; outline: none; }
textarea { min-height: 110px; resize: vertical; }
input:focus, select:focus, textarea:focus { border-color: var(--green); box-shadow: 0 0 0 4px rgba(47,118,86,.1); }
.tool-output { position: sticky; top: 96px; }
.tool-output small, .mini-label { color: var(--green); font-weight: 950; letter-spacing: .1em; text-transform: uppercase; font-size: 11px; }
.tool-output h3 { font-size: 26px; margin: 6px 0 8px; }
.tool-output h4 { color: var(--navy); font-size: 16px; line-height: 1.25; margin: 18px 0 8px; }
.result-intro { color: #3f4a54; margin-bottom: 14px; }
.priority-card { border: 1px solid #cfe2d6; border-radius: 14px; background: #f3faf5; padding: 15px; margin: 14px 0; }
.priority-card span { display: block; color: var(--green); font-size: 11px; font-weight: 950; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 5px; }
.priority-card strong { display: block; color: var(--navy); font-size: 18px; line-height: 1.35; }
.result-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin: 14px 0; }
.result-grid article { border: 1px solid var(--line); border-radius: 12px; background: #f9faf8; padding: 13px; }
.result-grid span { display: block; color: var(--muted); font-size: 12px; font-weight: 850; margin-bottom: 3px; }
.result-grid strong { color: var(--navy); }
.risk-note { border-left: 4px solid var(--clay); padding-left: 12px; color: #3f4a54; }
.checklist { margin: 14px 0 0; padding-left: 20px; color: var(--muted); }
.checklist li + li { margin-top: 7px; }
.planner-details { border: 1px solid var(--line); border-radius: 13px; background: #fbfaf8; margin-top: 16px; padding: 13px 14px; }
.planner-details summary { color: var(--navy); cursor: pointer; font-weight: 900; }
.planner-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.planner-actions .btn { min-height: 44px; }
.split { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: 24px; align-items: start; }
.panel { border: 1px solid var(--line); border-radius: 16px; background: #fff; padding: 20px; box-shadow: var(--shadow); }
.panel ul { margin: 0; padding-left: 18px; color: var(--muted); }
.prose p { color: #3f4a54; }
.prose p:last-child { margin-bottom: 0; }
.chips { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 18px; }
.chip { border: 1px solid var(--line); border-radius: 999px; background: #fff; color: var(--navy); padding: 9px 12px; font-weight: 850; font-size: 13px; }
.cta { background: var(--navy); color: #fff; }
.cta h2, .cta p { color: #fff; }
.cta p { opacity: .86; }
.modal{position:fixed;inset:0;z-index:1000;display:none;align-items:flex-start;justify-content:center;background:rgba(10,16,24,.58);overflow:auto;padding:24px 12px}
.modal.is-open{display:flex}
.sheet{position:relative;width:min(760px,100%);background:#fff;border-radius:18px;padding:24px;box-shadow:0 24px 80px rgba(0,0,0,.24)}
.close{position:absolute;right:14px;top:12px;border:0;background:#fff;color:var(--navy);font-size:30px;line-height:1;cursor:pointer}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.field.full{grid-column:1/-1}
.consent{display:flex;grid-template-columns:auto 1fr;align-items:flex-start;gap:9px;margin:14px 0;color:var(--muted);font-weight:700}
.consent input{width:auto;margin-top:4px}
.form-status{border-radius:12px;margin-top:12px;padding:12px;font-weight:800}
.form-status.success{background:#edf7f0;color:#245f42}
.form-status.error{background:#fff0ec;color:#8a3527}
footer { background: #101d2b; color: rgba(255,255,255,.78); padding: 34px 24px; }
footer a { color: #fff; font-weight: 800; }
@media (max-width: 880px) {
  .site { align-items: flex-start; }
  .menu-toggle { display: block; }
  .primary { display: none; position: absolute; left: 0; right: 0; top: 74px; background: #fff; border-bottom: 1px solid var(--line); padding: 14px 24px; }
  .primary.active { display: grid; }
  .hero-grid, .tool-shell, .split, .grid, .grid.two { grid-template-columns: 1fr; }
  .tool-output { position: static; }
  .form-grid { grid-template-columns: 1fr; }
  .field.full { grid-column: auto; }
  .section { padding: 54px 0; }
}